February, 2011:

Debt Phobia – Really?

I subscribe to a particular mailing list some writers use to obtain comments (expert or otherwise) for their work. While the terms of service prevent me from posting an inquiry that came to my inbox this week, nothing prevents me from commenting on it; Freedom of Speech and all. The inquiry was related to “debt … Continue reading

How to Avoid Common Budget Mistakes

A budget is a great tool to help you reach your financial goals. Nearly everyone in the personal finance world repeatedly beats the budgeting drum, for good reason. Here are some common budget mistakes and how you can avoid them. Not having a budget at all – This of course is obvious. It’s the biggest … Continue reading

Household Budget Formulas

There are a few things in the PF world that I look askance at or at the very least tilt my head to one side much like my dog does when she has no clue what I’m doing. One of them is trying to strictly adhere to percentages or some sort of formula to come … Continue reading

Encrypt Your Important Documents and Store them Online Free

In his comment on my Organizing and Protecting Your Financial Documents post, MoneyCone made the point that you can encrypt your files yourself and store them with Google. Quite true. Google gives you 1GB of space for files you upload but don’t convert to Google Docs. This is usually more than enough space for your … Continue reading

What to do if Your Identity is Stolen

What do you do if your identity has been stolen despite your best efforts to protect yourself from identity theft? Unfortunately, if you’ve been a victim of identity theft it could take quite a long time to clean up the damage the thief does to you. One of the things that makes this crime such … Continue reading

Weekly Roundup

I feel like there are so many things to write about that I could write several posts a day if I had the time to do so. I don’t have that kind of time, so I’m just trying consistently do a post a day. I succeeded this week. If you missed any of them, check … Continue reading

How to Protect Yourself from Identity Theft

This is a serious post about a very serious problem – identity theft. You can be great at managing your budget, saving money, staying out of debt and so on and still have your finances ruined by identity theft. It is estimated that annual financial losses from identity theft exceed $50 billion. Identity theft occurs … Continue reading

Organizing and Protecting Your Financial Documents

A great deal of personal finance is paperwork. You have pay stubs, bills, insurance papers, bank statements, tax records, loan documents, etc. There are several others that come into play in your financial life that aren’t, strictly speaking, financial documents such as birth certificates, death certificates, marriage certificates, and so on. Fact is, loss of … Continue reading

DIY Microwave Popcorn Recipe

This post about microwave popcorn on Debt Free 4 Ever is 100% correct about both the cost and benefits of making your own popcorn. Let’s face it we all know that microwave popcorn is stupidly overpriced and contains crap we don’t really want to eat (artificial flavors and preservatives anyone?). We buy it and eat … Continue reading

Money Saving Skills

I’ve done a few posts recently on ways you can save money. They tend to go along the lines of; “cut out this”, “do this instead of that”, “buy this instead of that”, “make it yourself.” There are a couple of money saving skills everyone can hone. In fact, the more you practice them the … Continue reading